Project your investment growth with compound interest. Compare different investment strategies and see potential returns.
Lower risk, steady growth
Low RiskModerate risk & return
Medium RiskHigher risk, potential for higher returns
High RiskSee how different strategies perform over time
| Strategy | Stocks | Bonds | Cash | Avg. Return | Risk Level | 20-Year Growth* |
|---|---|---|---|---|---|---|
|
Conservative
|
40% | 50% | 10% | 5.2% | Low | $217,000 |
|
Balanced
|
60% | 30% | 10% | 7.0% | Medium | $312,909 |
|
Aggressive
|
80% | 15% | 5% | 8.5% | High | $399,000 |
Staying invested over the long term typically yields better results than trying to time market fluctuations.
Investing fixed amounts regularly reduces the impact of market volatility and lowers average cost per share.
Spreading investments across different asset classes reduces risk without significantly reducing returns.
Contribute to retirement accounts like 401(k)s and IRAs to benefit from tax deferral or tax-free growth.
Rebalance your portfolio annually to maintain your target asset allocation and manage risk.
Choose low-cost index funds and ETFs. A 1% difference in fees can cost hundreds of thousands over decades.
Avoid emotional decisions during market downturns. Historically, markets have always recovered and grown.
Choose the right investment accounts for your goals
Tax-advantaged retirement accounts with contribution limits and potential employer matching.
Flexible investment accounts for buying stocks, bonds, ETFs, and mutual funds with no contribution limits.
FDIC-insured accounts offering higher interest rates than traditional savings for emergency funds.
