FDIC Insured • 256-bit Encryption • 24/7 Monitoring
Support: 1-800-BANK-NOW
Digital Banking

Grow Your Money with High-Yield Savings

Earn up to 10x more interest than traditional banks. FDIC insured up to $250,000 with no hidden fees.

3.5%
APY
Traditional Banks 0.05% APY
UnionWayAccess 3.5% APY

Compare Our Savings Rates

See how much more you can earn

Basic Savings

Popular
1.5% APY
No monthly fees
$100 minimum balance
Unlimited withdrawals
Mobile banking
Open Account

Premium Savings

Exclusive
4.2% APY
No monthly fees
$25,000 minimum balance
Unlimited withdrawals
Personal financial advisor
Learn More

Savings Growth Calculator

See how much you can earn

$
$
Years
Total Contributions

$17,000

Interest Earned

$1,240

Smart Savings Features

Our savings accounts come packed with features designed to help you reach your financial goals faster.

Auto-Save Rules

Automatically transfer money to savings based on your rules

Savings Goals

Set and track specific savings goals with progress tracking

FDIC Insured

Your money is protected up to $250,000 per account

Savings Features

Open Your Savings Account in Minutes

Simple, fast, and completely online

1
Choose Account

Select the savings account that fits your needs

2
Apply Online

Complete our simple 5-minute application

3
Verify Identity

Upload required documents securely

4
Start Saving

Fund your account and watch it grow

Start Saving Now

No credit check required • No monthly fees • 100% online

Common Questions

Frequently Asked Questions

Quick answers to common questions about our services.

Transfer processing times vary by type:

Transfer TypeProcessing TimeAvailability
Internal TransfersInstant24/7
Local Bank Transfers1-2 business daysMon-Fri, 9 AM - 5 PM
International Wires3-5 business daysMon-Fri, 9 AM - 3 PM

Note: Transfers initiated on weekends or holidays will be processed on the next business day.
Quick Actions: Make a Transfer | View History

Our fee structure varies based on your account tier:

ServiceStandardPremiumVIP
Internal TransfersFreeFreeFree
Local Bank Transfers$2.00$1.00Free
International Wires$25.00$15.00$10.00
Monthly Maintenance$5.00FreeFree

All fees are clearly displayed before you confirm any transaction. You can upgrade your account tier in "Profile Settings" → "Account Tier".
Quick Actions: Make a Transfer | View History

The ability to cancel a transaction depends on its status:
• Pending transactions: Can usually be cancelled from the transaction details page
• Completed internal transfers: Can be reversed by transferring funds back
• External transfers: Once sent to another bank, cannot be cancelled

To attempt cancellation:
1. Go to "Transaction History"
2. Find the transaction you want to cancel
3. Click "View Details"
4. If cancellation is available, you'll see a "Cancel" button

If you cannot cancel a transaction and need assistance, contact our support team immediately.

Quick Actions: Make a Transfer | View History

Transfer limits depend on your account tier:

TierDaily LimitMonthly Limit
Standard$5,000$25,000
Premium$10,000$50,000
VIP$25,000$100,000

You can request temporary limit increases for large transactions by contacting support.
Quick Actions: Make a Transfer | View History

Common reasons for declined transactions:
• Insufficient funds in your account
• Exceeded daily or monthly transfer limit
• Suspicious activity detected
• Incorrect recipient details
• Technical issues with recipient bank
• Security verification required

Check your transaction history for specific error messages. If the issue persists, contact support.
Quick Actions: Make a Transfer | View History

Still Need Help?

Can't find the answer you're looking for? Our support team is ready to help you.